Timing is everything in the mortgage world—and now, with our E-Lock technology, you can lock in your interest rate instantly and securely from any device. Whether you’re buying a home or refinancing, our E-Lock tool ensures you're protected from rate fluctuations with just a few taps.

🔐 What is E-Lock?

E-Lock is our digital mortgage rate locking system that allows you to:

Secure your interest rate in real time
Access lock options 24/7, from any device
Avoid rate hikes during market shifts
Enjoy peace of mind while completing the rest of your loan process

⚙️ How It Works

FHA Loans are ideal for first-time buyers or borrowers with less-than-perfect credit:

Get pre-approved and select your loan terms
Use the AMFT E-Lock tool to lock your rate
Get a confirmation and enjoy guaranteed protection

Whether you're on the go or ready to buy, our E-Lock system gives you the flexibility and speed today’s market demands.

✅ Why Clients Love It

💸 Avoids last-minute rate spikes
📱 Simple, mobile-friendly interface
Investment properties
🕒 No waiting on business hours to lock in
🔒 Backed by Alexander’s Mortgage & Financial Team's trusted systems

Benefits include:

Loan amounts above conventional limits
Flexible terms and structures
Tailored underwriting to meet complex financial profiles

We specialize in matching affluent borrowers with personalized Jumbo loan solutions.

Review

What Our Clients Are Saying

More than 98% of our clients report a stress-free experience, and results that exceeded expectations.

"Alexander and his team made my home buying journey feel effortless. As a first-time buyer with a unique income situation, I expected roadblocks—but they delivered clarity, speed, and results. Highly recommend!”

Samantha R

First-Time Buyer | Arizona

“I’ve worked with several lenders, but this team understands real estate investing like no one else. They helped me finance two rental properties through DSCR without any income docs. Pro-level service.”

David H.

First-Time Buyer | Scottsdale, AZ

“I used a VA loan to buy our family’s first home and Alexander made the process smooth, fast, and honestly enjoyable. He explained every step and respected my time. Outstanding service.”‍

Marcus G.

Veteran | VA Loan | Scottsdale AZ

“We refinanced our home and saved over $400 a month thanks to their guidance. They laid out all the options with no pressure—just honest help.”

Rachel & Mike L.

Rate & Term Refinance | Chandler AZ

“As a business owner, I was tired of hearing ‘no’ from banks just because I didn’t have a W-2. Alexander’s team understood my situation immediately and got me approved using my bank statements. No stress, no games—just results.”